Malta Permanent Residency Guide for 2025: A Summary With Links
Looking to settle in the heart of the Mediterranean? This guide covers everything you need to know about Malta permanent residency in 2025—from eligibility and investment requirements to application steps and benefits.
Discover how DZ Advisory can help make your move to Malta smooth, secure, and stress-free.
What is the Malta Permanent Residency Programme (MPRP)?
The Malta Permanent Residency Programme (MPRP) gives non-EU, non-EEA, and non-Swiss nationals the chance to get permanent residency in Malta or Gozo.
The MPRP is not a citizenship programme, but it still offers strong advantages. People who get residency can live in Malta without restrictions, travel freely in the Schengen Area, and include their family members in the application. This includes spouses, dependent children, and even parents or grandparents.
To apply, people must meet certain eligibility and investment requirements. They must also use a licensed agent to help with the application. DZ Advisory is a trusted licensed agent by Residency Malta Agency (Licence No: AKM-DZAD) and with years of experience, their multilingual team can support applicants every step of the way.
Key Benefits of Malta Permanent Residency
The Malta Permanent Residency Programme gives many benefits to people and families who want to live in Malta or Gozo. It also allows you to travel freely in the Schengen Area, which includes many European countries.
One big advantage is that there are no language tests and no rules about how many days you must stay in Malta each year. This gives you more freedom and flexibility.
Malta is also a great place to live because:
• It has a strong A+ credit rating and is one of the fastest-growing economies in Europe.
• It is a member of the EU, the Schengen Area, and the Commonwealth of Nations.
• It is one of the safest countries in the world.
• English is an official language, so it is easy to communicate and settle in.
The programme allows you to include your spouse, children under 29, and financially dependent parents or grandparents. You can also add family members later, even after the residency certificate is issued.
Other key benefits include:
• Access to excellent healthcare and education (ranked among the best in Europe)
• A residency card valid for 5 years, which you can renew every 5 years
Want to know more about living in Malta? Read our about Malta page for more details.
MPRP Eligibility Requirements (2025)
To apply for the Malta Permanent Residency Programme (MPRP) in 2025, applicants must meet specific requirements set by the Residency Malta Agency.
You must:
• Be a third-country national (not a citizen of the EU, EEA, or Switzerland)
• Be at least 18 years old
• Have valid travel documents
• Hold a clean criminal record and not be a risk to national security, public policy, or health
• Not have been refused residency or citizenship in another country
• You must also meet one of the following financial conditions:
Present evidence of possession of assets of not less than €500,000, out of which a minimum of €150,000 must be financial assets; or present evidence of possession of assets of not less than €650,000, of which €75,000 must be in the form of financial assets
• In addition, you must have health insurance that covers all medical risks in Malta and other EU countries.
For a detailed checklist, check out our page on the MPR programme.
Investment Requirements for MPRP
To qualify for the Malta Permanent Residency Programme (MPRP), applicants must complete a set of financial commitments. These investments help support Malta’s economy and show the applicant’s serious intention to reside in the country.
Administrative Fee
Applicants must pay a total of €50,000 in administrative fees:
• €15,000 is due when the application is submitted.
• The remaining €35,000 must be paid after receiving the Letter of Approval in Principle.
An additional €10,000 applies for each and every dependent included in the application (payment terms: €5,000: 2 months upon Approval in Principle and €5,000 within 8 months from Approval in Principle).
Property Investment Options
Applicants must either purchase or rent a qualifying property for a minimum of 5 years:
• Purchase: Property must be valued at least €375,000.
• Rental: Annual rent must be at least €14,000.
Find out the property-buying process by reading our Buying Property in Malta guide.
Government Contribution
Applicants must either purchase or rent a qualifying property for a minimum of 5 years:
• €30,000 if purchasing property
• €60,000 if renting
NGO Donation & Health Insurance
Applicants must:
• Donate €2,000 to a registered non-governmental organisation (NGO) in Malta.
• Obtain health insurance that covers all medical risks in Malta and the EU.
Step-by-Step Application Process (In Short)
The Malta Permanent Residency Programme (MPRP) follows a clear and structured application process.
Step 1: Preliminary Due Diligence
Initial checks on identity, criminal record, and assets are done by DZ Advisory and reviewed by the Residency Malta Agency.
Step 2: Official Due Diligence Process
A four-tier review is carried out by the Agency, including:
• KYC checks
• Police clearance
• Interpol and Europol screening
• International background checks on the applicant and any linked persons or businesses
Step 3: Letter of Approval in Principle
If successful, the applicant receives a letter confirming they can continue with the required investments.
Step 4: Fulfilment of Investment Conditions
The applicant must now pay the remaining fees, invest in property, donate to a Maltese NGO, and obtain health insurance.
Step 5: Biometric Data Capture in Malta
Applicants travel to Malta for fingerprinting, while DZ Advisory manages the residence card collection.
Step 6: Final Approval & Card Issuance
Once all is complete, the Certificate of Residence and 5-year Residence Card are issued.
Maintaining Residency Status: Ongoing Compliance
Once you receive your Malta Permanent Residency Card, it’s important to meet the programme’s conditions to keep your residency status active. For the first five years, the Residency Malta Agency will carry out annual compliant reviews to make sure all requirements are still being met.
You will need to show:
• Continued ownership or rental of a qualifying property in Malta
• Proof that you still hold the required capital of at least €500,000, with €150,000 in financial assets, or meet the alternative asset threshold
• A valid health insurance policy that covers all applicants in Malta and the EU
If these conditions are not met, your residency status may be revoked.
A fee of €27.50 per person per year is required for issuance of residency card.
DZ Advisory offers full support to help you stay compliant each year and avoid delays or issues.
The Bottom Line
The Malta Permanent Residency Programme (MPRP) is a trusted and flexible way for non-EU nationals to gain permanent residency in a safe, stable, and welcoming EU country. With benefits like Schengen travel, family inclusion, and no stay requirements, it's a top choice for those seeking a better lifestyle in Europe.
Ready to start your MPRP journey? Contact DZ Advisory today for expert guidance and personalised support every step of the way.
