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Malta Citizenship

The Granting of Malta Citizenship for Exceptional Services Regulations, issued by Legal Notice 437 of 2020 [S.L. 188.06], allows foreign individuals and their families to apply for Maltese citizenship by contributing to the economic development of Malta. These regulations shall attract reputable applicants, who will bring useful knowledge and experience to the country, create new opportunities and contribute to the country’s economic development. Interested investors may apply for this Malta citizenship by investment programme, also referred to as the “Naturalisation for Exceptional Services by Direct Investment”, after succeeding the residency process.

DZ Advisory is a licensed agent [AKM-DZAD] with an international team of experienced specialists who can assist eligible applicants through the whole regulatory process in accordance with the Maltese Regulations.

Key benefits of Maltese Citizenship:

  • The right to reside, study and work in any of the 27 countries of the European Union along with Iceland, Liechtenstein, Norway, Switzerland and United Kingdom
  • Visa-free travel to more than 180 countries, including the USA, Canada, Australia and Japan
  • Malta is an economically stable country with an A + credit rating, showing one of the highest economic growth rates among all EU countries
  • Favourable taxation system for both corporate and individuals
  • Citizenship of an EU country for the entire family of the applicant, including financially dependent and unmarried children under 29 years old, as well as parents over 55 years old
  • Citizenship of Malta is inherited regardless of the country where the children are born
  • Malta recognizes dual citizenship
  • There are no language obligations
  • An attractive and safe place to live or buy a second home with a wonderful Mediterranean climate and excellent air and sea connections
  • A leading health care system and education system for the family


Understanding how to become a Maltese citizen can be challenging, because each method has its own unique set of procedures, requirements, and benefits. Whether you're exploring the options of acquiring citizenship through investment, naturalization, or marriage, it's important to know the differences and what each process involves.

We are here to guide you through these three ways you can obtain citizenship in Malta - Citizenship by Investment, Citizenship by Naturalization, and Citizenship by Marriage. Each title from the below dropdown will provide detailed information about how these processes work, what you can expect, and considerations you need to make along the way.

Whether you're an investor seeking the freedom of international travel, a long-term resident in Malta aiming to formalize your status, or someone aspiring to reside in Malta with your partner, this guide is crafted to simplify the citizenship acquisition process. It aims to navigate you through the steps towards becoming a Maltese citizen.

The Malta Citizenship by Investment Program (MEIN) or as named under its legal regulations, The Granting of Citizenship for Exceptional Services (CDI), provides a valuable opportunity for investors to gain EU citizenship by making a financial investment. This program is designed to attract talented and successful individuals, offering a straightforward path to becoming a Maltese citizen while also allowing access to the benefits of the European Union (EU). The program has strict eligibility rules and a thorough background check process to ensure its credibility and to foster a positive relationship between the investors and Malta.

In this section, we discuss the main aspects of MEIN, including who can apply, what investments are needed, and how DZ Advisory can help with expert advice and planning. Start your path to obtaining Maltese citizenship with confidence and a well-thought-out investment strategy.

Benefits of The Malta Citizenship by Investment Programme

The Malta Citizenship by Investment Program, also known as the Maltese Exceptional Investor Naturalisation (MEIN), is a premier choice for investors looking to get EU citizenship through a financial investment. This program is specially designed to attract HNWI individuals willing to contribute to Malta's development, giving them and their families a chance to become part of the EU.

Benefits of the MEIN program include:

  • EU Citizenship: Offers the opportunity to live, work, and study in any of the EU’s member states, along with all the advantages EU citizenship provides.
  • Visa-Free Travel: Allows for easy travel to over 170 countries without a visa or with visa-on-arrival, including access to the Schengen Area, the United Kingdom, and the United States.
  • Safe Investment: Malta is known for its political stability, growing economy, and EU membership, making it a safe place for investment.

Malta offers an attractive blend of Mediterranean lifestyle and business opportunities, making the MEIN program a strategic choice for investors looking for freedom of movement, security, and a reliable investment environment. The program is not just about investing; it's also about building a real connection with Malta and creating a mutually beneficial relationship between the investor and the country.

Key requirements and steps

To qualify for the Malta Citizenship by Investment Program (MEIN), candidates must meet certain requirements, ensuring they align with Malta's values and economic objectives. A key part of the program's integrity is the necessity for a clean legal history, highlighting the thorough background check process to examine applicants closely.

Essential financial investment requirements* are as follows:

Investment Type   Requirements
Government Contribution €600,000 or €750,000 for the Main Applicant
  +€50,000 for each additional dependent
Property Investment Buy: ≥ €700,000 or Lease: ≥ €16,000 annually
Donation €10,000 to a registered NGO or society

*The government contribution is €600,000 if applying after 36 months of residency, or €750,000 if applying after 12 months. All investments and contributions must be kept for at least five years. Applicants need to show strong ties to Malta.

Eligibility includes the main applicant and their dependents, making the program flexible for different family setups. This approach allows families to start this new chapter together.

The cornerstone of the MEIN program is its thorough due diligence process. Candidates must prove their financial capability and have a clean legal record. This detailed vetting is vital to maintaining the program’s prestige and ensuring that Malta opens its doors to individuals who will contribute positively to the country’s future.

Who can apply?

Anyone who can fulfill the criteria above can apply. Furthermore, the MEIN is created to be inclusive, accommodating various family structures. This approach allows investors to not only improve their own future but also that of their family members.

Who qualifies as dependants?

Relationship Criteria
Spouse or Partner In a monogamous marriage or similar legal relationship
Children Under 18 years old, or between 18-29 years old if they are unmarried and financially reliant on the main applicant
Parents or Grandparents Over 55 years and financially reliant on the main applicant

Expert Guidance and Support

The CDI and MEIN offers a golden opportunity for investors to obtain EU citizenship through a secure and strategic investment. This program opens doors to visa-free access in over 170 countries and offers a taste of the Mediterranean way of life, welcoming various family types and ensuring the program’s integrity with a thorough background check process. This makes it an attractive option for those seeking global mobility, security, and stable investment opportunities. 

For personalized advice and help with your application to become a Maltese citizen, you can contact DZ Advisory. Our experienced team is prepared to guide you through the application, ensuring a smooth journey to your new future.



What is citizenship by investment? 

Citizenship by investment is a method that allows people to get a new citizenship by making large financial investments in a country. These investments might be in the form of donations to government funds, buying property, or investing in businesses. This option is aimed at successful individuals looking for advantages such as easier international travel, business opportunities, and improved quality of life. 

How do I get Maltese citizenship?

To become a Maltese citizen, you can be of Maltese heritage, live in Malta for a certain time, marry a Maltese citizen under specific conditions, or financial investment in Malta. Each way requires following legal processes, demonstrating ties to the country, and passing due diligence checks.

How do I get Maltese citizenship by investment?

To get Maltese citizenship by investment, you need to join the Malta Citizenship by Investment Program (CDI / MEIN). This involves a large financial contribution to Malta's development fund, investing in real estate, a sizeable donation to an NGO, and going through a detailed background check. Applicants must meet strict investment requirements, have a clean legal history, and establish strong ties with Malta to be eligible for citizenship through this program.

Starting your journey towards becoming a citizen is a meaningful step, filled with the hope of new opportunities. Gaining Maltese citizenship by naturalisation is more than obtaining legal status; it's an invitation to join the rich tapestry of vibrant life in Malta. 

This article will guide you through the process of becoming a Maltese citizen by naturalisation, outlining the important criteria and offering advice for those looking to become part of Malta's story. We aim to provide a clear and comprehensive guide to help you start this important journey with confidence. 

Whether you're attracted to Malta for its economic possibilities, cultural richness, or friendly community, the journey towards Maltese citizenship is a step towards a future full of potential.

Key requirements and steps

The journey to Maltese citizenship through naturalisation is a structured process that demands attention to detail and a commitment to meeting specific requirements. Being part of Maltese society means integrating not only legally, but also culturally and linguistically. 

Here's a breakdown of the key requirements and steps involved in this path:

  • Residency Requirement: Applicants must have lived in Malta for the entire twelve (12) months directly before submitting their application. It is also necessary to have spent a total of at least four (4) years in Malta during the six (6) years prior to this one-year period, indicating a strong commitment to residing in Malta.
  • Good Character: A clean legal history is crucial to demonstrate your good moral character. This ensures that new citizens positively impact the community's safety and well-being.
  • Maltese Supporters: You need several Maltese nationals to vouch for you in writing, so that the government can determine your commitment to Malta and its residents. 
  • Health Insurance: You’ll need to obtain Maltese health insurance. 
  • Two Guarantors: To apply for citizenship by naturalisation, you need two people to guarantee for you, and they can't be part of your family. The first person can be a professional like a lawyer, doctor, or high-ranking civil servant. They can also be a judge, parish priest, police officer with a rank of inspector or higher, prosecutor, military officer with a rank of captain or above, magistrate, or notary. The second person must be a Maltese citizen who is at least 18 years old and was born in Malta.
  • Language Proficiency: Being able to speak Maltese or English fluently is required, as it shows you can communicate and integrate into the community.
  • Financial Stability: You need to prove you're financially independent and capable of supporting yourself and any dependents without government assistance.

Navigating through these steps with diligence and attention to detail is crucial for a successful application. Each requirement is designed to ensure that applicants are well-prepared to embrace Maltese citizenship's rights and responsibilities fully.

Who can apply?

Maltese citizenship through naturalisation welcomes a wide range of applicants:

  • Anyone over 18 years old, from any country or even without a nationality, can apply if they meet the necessary criteria that show they are dedicated to and integrated with Maltese society. Dependents can also be included in an application for citizenship by naturalisation. 
  • This opportunity is also extended to former Maltese citizens who may have lost or given up their citizenship, giving them a chance to reconnect with their heritage and regain their place within the community. 
  • Moreover, long-term residents who have legally lived in Malta for the required amount of time can view this process as a final step in securing their role in the country. 

This method highlights Malta's dedication to welcoming individuals who have demonstrated a real bond and contribution to the nation, no matter where they come from.

Costs and fees?

Fee Category Description Amount €
Application Fee For processing the application 450
Certificate Collection Fee Charged when successfully applying to pick up the citizenship certificate.     50
Due Diligence and Other Administrative Fees This might include costs for background checks, affidavits, and declarations.   Varies
Sponsorship and Legal Fees     Expenses linked to securing sponsors and legal counsel. Varies

Please be aware that the "Varies" amounts for Due Diligence and Other Administrative Fees, as well as Sponsorship and Legal Fees, indicate that these expenses can fluctuate depending on each case's particularities. This includes the complexity of the background investigation and the type of legal advice needed. 

Consulting with a legal expert or the agency managing citizenship applications for precise cost projections tailored to your specific situation is advisable.

Expert Guidance and Support

Embarking on the journey towards Maltese citizenship via naturalisation is a notable endeavour that signifies a profound dedication to becoming an integral part of Malta's dynamic society. This process demands not only adherence to specific legal and residency prerequisites but also a merger with Malta's cultural and societal fabric. 

For those prepared to undertake this comprehensive path, the benefits are significant, affording the rights and privileges of residing in an EU nation known for its political stability, cultural wealth, and economic growth.

DZ Advisory is here to provide customized guidance and support as you navigate the naturalisation process to become a Maltese citizen. Our experienced team offers tailored advice and detailed support every step of the way. We are dedicated to making your path to Maltese citizenship as smooth and rewarding as possible, setting the stage for a bright future in Malta.


How long does the process of obtaining Maltese citizenship by naturalisation take?

The time it takes to complete the naturalisation process can greatly differ based on each individual's situation. After meeting the four-year residency requirement within six years, and the 12 months of residency immediately before applying, the application processing itself may take a few months to years. 

Factors such as the depth of background investigations, how thoroughly the application is filled out, and the efficiency of the administrative procedures can impact the timeline. It's important to be ready for an extensive and potentially long process to make sure all requirements are properly met.

Can I hold dual citizenship in Malta?

Malta allows for dual citizenship, enabling individuals to keep their original nationality while also becoming Maltese citizens. Nonetheless, applicants need to verify the dual citizenship laws of their home countries. Some countries impose restrictions or do not recognize dual citizenship, which might influence your status in your original country. Familiarising yourself with both Malta's regulations and those of your home country is vital before moving forward with your application.

Embarking on the route to Maltese citizenship via marriage opens up a pathway filled with dedication and integration into Malta's distinct culture and community. This process deepens the connection between partners and links individuals to Malta’s rich heritage and vibrant way of life. 

Designed for those in true matrimonial or civil partnerships with Maltese nationals, this pathway details specific steps and requirements to ensure a smooth integration into the Maltese community. It represents a journey of unity with your Maltese partner, embracing the wide array of rights and opportunities this Mediterranean gem offers.

Key Requirements and Steps

To successfully apply for Maltese citizenship by marriage, candidates need to follow a set of important requirements and steps. This process is open to both traditional marriages and civil unions, in line with the Civil Unions Act of 2014, showcasing Malta's inclusive approach to partnerships.

Here's a breakdown of the key requirements and steps involved in this path:

  • Marriage or Civil Union Recognition: Your partnership must be officially recognised in Malta, covering both traditional marriages and civil unions. 
  • Duration of Marriage: You and your Maltese spouse should have been married and cohabitating for a minimum of five years before applying. This emphasises the importance of a lasting, authentic relationship.
  • Comprehensive Documentation: The application process requires a robust set of documents, including:
    • A joint affidavit confirming you and your Maltese spouse have been married and living together for at least five years.
    • A recent passport-sized photo of yourself.
    • Your marriage certificate, registered in Malta.
    • Any previous marriage certificates for both you and your Maltese spouse, if applicable.
    • Your full birth certificate, showing your parents' names.
    • Identification documents for both you and your Maltese spouse (passport, ID card, or residence card).
    • Your Maltese spouse's birth certificate.
    • If applicable, the birth and marriage certificates of your spouse's Maltese parents.

Paying close attention and accurately completing each step is vital for a smooth application process. These criteria ensure that all applicants are ready to fully embrace the responsibilities and privileges of Maltese citizenship.

Who Can Apply?

The criteria for obtaining Maltese citizenship through marriage ensure that only those in true, committed relationships with Maltese citizens can apply. This thorough system accommodates various personal situations while setting strict standards to prevent abuse.

Eligible applicants include: 

  • Foreign Nationals Married to Maltese Citizens: Mainly, this policy targets foreign individuals married to Maltese nationals for at least five years, underlining the importance of a lasting and real marital connection.
  • Separated Spouses: The legislation also allows separated spouses, either legally (de jure) or informally (de facto), to apply, assuming the couple was together for the needed five-year span before separating. 
  • Widows and Widowers: If a Maltese spouse dies before reaching the five-year mark, the surviving foreign partner can still seek citizenship, as long as they cohabited until the Maltese citizen's death. 
  • Civil Unions: Since the Civil Unions Act of 2014, civil union partners of Maltese citizens qualify too, as long as they fulfil the same conditions of marriage length and living together.

This eligibility framework is designed to ensure applicants are genuinely integrated into Maltese society and committed to their relationships with Maltese citizens.

Costs and Fees

Fee Category  Description Amount (€)
Application Fee For processing the application. 150
Certificate Collection Fee     Charged when successfully applying to pick up the citizenship certificate. 50
Due Diligence and Other Administrative Fees This might include costs for background checks, affidavits, and declarations.   Varies
Oath of Allegiance (if sworn at Community Malta Agency) Fee for each instance of swearing the Oath of Allegiance at the offices of Community Malta Agency. 10 (each)
Affidavit (if sworn at Community Malta Agency) Fee for each instance of swearing an affidavit at the offices of Community Malta Agency. 10 (each
Declaration (if affirmed at Community Malta Agency) Fee for each instance of affirming a declaration at the offices of Community Malta Agency. 10 (each

Please be aware that the "Varies" amounts for Due Diligence and Other Administrative Fees indicate that these expenses can fluctuate depending on each case's particularities. This includes the complexity of the background investigation and the type of legal work needed.

Expert Guidance and Support

Starting the journey towards Maltese citizenship through marriage is both a personal and enriching experience, signifying not just a connection of hearts but also becoming part of Malta’s vibrant culture. For those eager to blend their own stories with Malta’s broader narrative, citizenship by marriage offers an opportunity to become part of a lively EU nation known for its rich history, Mediterranean way of life, and the friendly nature of its people.

DZ Advisory is here to support you in understanding the detailed process of achieving Maltese citizenship by marriage. Our specialized team delivers personalized advice and thorough assistance, making your path to Maltese citizenship as smooth and rewarding as possible. We’re dedicated to helping you transition into your new life in Malta, ensuring you and your loved ones thrive in this hospitable environment.


What's the usual time frame for the Maltese citizenship through marriage application to be processed?

The time it takes to process an application for Maltese citizenship by marriage can vary widely, often ranging from a few months to over a year. This depends on how well your documents are prepared and the current workload of the reviewing authorities. While there’s no set period, expect the process to potentially extend due to various factors, including any complexities related to your specific situation or administrative backlogs.

If I get Maltese citizenship by marriage, will my children automatically become Maltese citizens too?

The situation for children gaining Maltese citizenship following a parent's successful marriage-based application depends on factors like the child's age and their existing nationality. It's best to seek advice from legal professionals, as the requirements for children may involve additional steps or documents, depending on the individual circumstances.

What happens to my Maltese citizenship if my marriage ends?

Your Maltese citizenship generally remains intact even if your marriage comes to an end through divorce. The key factor is that the marriage was genuine and not solely for gaining citizenship. There could be legal consequences if the marriage is later discovered to have been fraudulent with the intent of obtaining citizenship.

Can I keep my original nationality when I become a citizen of Malta through marriage?

Malta allows individuals to hold dual citizenship, meaning you can retain your original nationality while also being a Maltese citizen. Nonetheless, it's important to check the dual citizenship policies of your home country, as some countries have specific restrictions or require you to inform them of your new citizenship status.

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The Complete Process to acquire Maltese Citizenship by Investment

The process of acquiring Maltese citizenship is detailed and involves several key steps that require careful planning, preparation, and adherence to legal guidelines.

This guide lays out each critical phase, from the initial application through to the final oath of allegiance, providing comprehensive details and timelines to help applicants successfully navigate the process.

From the onset of preliminary due diligence to the concluding steps of the oath and compliance, this guide, supported by expertise from DZ Advisory, ensures that you grasp all the necessary requirements and expectations to secure Maltese citizenship in a smooth and effective manner.

Gaining citizenship involves a crucial step known as preliminary due diligence, essential for both the applicant and the nation. Conducted by the Community Malta Agency, this process ensures that only applicants who meet high standards and can contribute positively are considered. It's about quality over quantity, ensuring safety and integrity for everyone involved.

What is Preliminary Due Diligence?

Preliminary due diligence is key to maintaining the country's reputation and ensuring public safety. It checks that applicants meet the necessary moral and ethical standards, aligning with Malta's values and contributing positively to the community.

The Comprehensive Due Diligence Process

 The process is thorough and divided into four detailed stages:

•   First Stage: Involves basic background checks against international databases to verify the applicant's history.
•   Second Stage: Police authorities conduct deeper checks, including searches in Interpol and Europol databases, to uncover any legal issues.
•   Third Stage: Specialised assessors review application details, focusing on the accuracy and legitimacy of documents and financial sources.

•   Fourth Stage: A final review of all data collected, leading to a decision on the application based on an internal risk assessment.

Tips for Preparing for Due Diligence

Applicants can prepare effectively by ensuring all necessary documents are in order, clearly filled out, and legally verified. It's also crucial to provide detailed financial records to prove the legitimacy of funds.

Practical Advice for Applicants

•   Prepare Your Documents: Make sure all your paperwork is complete, accurately translated, and legally verified where needed.
•   Be Transparent About Finances: Offer clear, detailed information about your financial background, with supporting documents.
•   Address Legal Matters: Resolve any potential legal issues in advance and be prepared for thorough international legal checks.
•   Seek Expert Advice: Speak with a licenced agent to review your application and documentation. Their knowledge can help identify and resolve possible issues before you apply.

At DZ Advisory, we're ready to assist you through the due diligence process with expert advice and tailored support. Let us help you start your journey to a new future in Malta with confidence, ensuring a straightforward experience as you move towards obtaining Maltese citizenship.

A Police Clearance Certificate (PCC) is essential when applying for citizenship, as it confirms you don’t have a criminal record. This document is crucial during the citizenship application’s due diligence phase.

As licensed agents, DZ Advisory will take care of obtaining each applicant's  police clearance certificate in Malta.

Applicants may be requested to provide the police clearance certificate from their birth or residing country. Any document not in Maltese or English language requires translation.

Tips acquire a Police Clearance Certificate smoothly

•   Start Early: To avoid any last-minute issues, apply for your PCC early on. However, keep in mind that the PCC is valid for only 6 months after issuing. 
•   Prefer Online Applications: If possible, applying online can be faster than other methods.
•   Double-Check Everything: Make sure all the information and documents you submit are accurate and translated (if aplicable) to prevent delays.

Solving Common Problems

•   Lacking Information: If you’re missing documents or other necessary details, get in touch with the authority issuing the certificate to know how to move forward.
•   Having a Criminal Record: If you have a record, getting legal advice can help you understand how it affects your citizenship chances and if there’s anything you can do about it.
•   Needing Document Verification: Some places might want your documents apostilled or notarized. Check this early to make sure you meet all the requirements.

Once you've gone through the initial steps like preliminary due diligence and getting a Police Clearance Certificate, the next big step towards Maltese citizenship is getting a residence permit. This isn't just about living in Malta; it's a significant step that shows your commitment to becoming part of this country.

Residence Permit required for MEIN / CDI

Malta offers several types of residence permits for different purposes. For those interested in obtaining citizenship through investment (CDI/MEIN program*), applying for a specific Maltese residency designed for this program is the first step. 

*MEIN stands for Malta Exceptional Investor Programme which is officially referred to The Granting of Citizenship for Exceptional Services (CDI).

You can meet the residency requirement by showing you have a strong link to Malta. This might involve buying or renting a place to live, visiting Malta several times, donating to local charities, or joining clubs or professional groups in Malta. 

Investment Requirements and Residency Time

It’s important to note that the amount you invest affects how long you need to live in Malta before you can apply for citizenship. The more you invest, the shorter the residency requirement. It is important to note that an applicant has to choose between two residency routes as part of his Citizenship application, either a one year residency route or a three year residency route.

Here's a simple table that outlines what you need to know about the investment and residency requirements:

Requirement 36-Month Residency Route 12-Month Residency Route
Investment Needed €600,000 €750,000
Additional Investment per Dependant €50,000 per dependant €50,000 per dependant
Pre-application Residency Must be a resident for 36 months Must be a resident for 12 months

How to Apply for Maltese Residency: Step-by-Step

Step 1: Prepare Your Residency Application Package

•  A letter introducing yourself.
•  A Power of Attorney document.
•  Required forms, including CEA Form K/J, and the Rental Declaration Form.
•  Your international passport and any foreign residency cards.
•  Documents proving family relationships, like marriage or birth certificates.
•  If someone is financially supporting your application, include a Benefactor’s Declaration, their bank statements, and a copy of their passport page.
•  Your lease or property purchase agreement. For a lease, it needs to last at least 36 months. If leasing through a company, additional documents are required.
•  Complete Tier 1 Due Diligence checks to verify your background.
•  A Parent’s Consent Form if it applies.
•  Your CV.
•  Health insurance for everyone included in your application.
•  Bank statements from the last six months of the main applicant only.


Step 2: Decide on Your Residency Route

In your application letter, state whether you're choosing a 12-month or 36-month residency period in Malta. This decision is important for your citizenship application through MEIN and cannot be changed later.

Step 3: Send in Your Residency Application Package

Hand in your complete set of documents to the Community Malta Agency. Getting your e-residency card usually takes about 15 working days, but it depends on how well your application is put together.

Step 4: Pay Your Fees and Deposits

When you submit your application, you need to pay €5,000 for the main applicant and €1,000 for each dependent. These fees are not refundable. The main applicant also needs to pay a non-refundable contribution of €10,000. Each residency card costs €27.50.

Step 5: Getting Your Residency Status and Moving Towards Citizenship

After your application is accepted, you get your residency status. This can be extended if you've applied for citizenship eligibility. You can only apply for citizenship after you've been or proven your link to Malta for the chosen route. Make sure to keep the agency updated with any changes, like a new address.


Tips for a Smooth Application

•  Start Early: Get all your documents ready well ahead of time, making sure everything is correctly translated and verified.
•  Be Open: Be clear and detailed about your financial situation and background.
•  Seek Advice: Speak to your licensed agent to make sure your application is as good as it can be. DZ Advisory and approved agent.


Contact Information for the Community Malta Agency

Address: Community Malta Agency, Mediterranean Conference Centre, Old Hospital Street, Valletta, Malta. VLT 1645
Phone: +356 2122 5232
Email: info@komunita.gov.mt 
Office Hours: Open Monday to Friday from 08:00 to 15:00. 

After the residency card is obtained, you can proceed with the eligibility application for MEIN. This application must be made within 12 months of getting the residency card. 

When submitted, you will receive an official receipt and a payment request voucher. This voucher is for covering the costs of due diligence and administrative fees.

Eligibility Payment Request Voucher (EPRV) Costs

Category Fee
Main Applicant Due Diligence Fee €15,000
Dependant (12 years and over) Due Diligence Fee €10,000 each
Benefactor Due Diligence Fee €15,000
Administrative Fee per Applicant/Dependant €1,000 each

A Guide on Applying for Eligibility 

Step 1: Prepare Your Eligibility Application Pack

To apply for eligibility, you'll need to collate a set of documents to apply. Please find below a non exhaustive list of documents required:

A cover letter from your agent.
Power of Attorney document.
A letter proposing why you're applying for residency.
Required forms including R, S, PDFEE, SSFW, PSC, and MRQ, as needed.
Your bank statements.
Your international passports.
Any government-issued photo IDs.
Your Maltese e-residency cards and other residence permits.
Birth certificates.
Documents for any change of name, if this applies to you.
Military records, where applicable.
Proof of your employment, business affiliations, and where your money comes from and its source.
Marriage or divorce certificates, if relevant.
Proof of where you live.
Your police conduct certificates.
A social credit report, if it's needed.
Any relevant affidavits.
Statements declaring your tax residency.

For a benefactor supporting your application financially, you must include:

The PDFEE Form.
The SSFW Form.
Their bank statements.
Evidence of their employment, business ties, and sources of funds and wealth.
Their international passport(s).

Your eligibility application pack must be submitted before your 12-month or 36-month residency period ends, counted from the last residency card's issue date. Failing to submit within this period means your residency card(s) could be revoked.

Step 2: Send in Your Eligibility Application Package

Submit the application pack to the Community Malta Agency, which then issues a payment request voucher covering due diligence and administrative fees within about 2 working days.

Submit the application pack to the Community Malta Agency, which then issues a payment request voucher covering due diligence and administrative fees within about 2 working days.

Step 3: Processing Stages

After the payment voucher is settled, the Agency advances the application through its process, which begins with the M1 stage. Here's how it works:

●    M1 Stage Check: The Agency reviews the application for completeness and accuracy. This includes verifying that:
○    All forms are correctly filled out.
○    All required documents are submitted and valid.

●    Application Categorization:
○    M1-A Status: The application is complete and moves on smoothly to the next stage.
○    M1-B Status: Indicates issues like missing information or documents that don’t meet the criteria outlined in the handbook.

If an application receives an M1-B status, the Agency issues an M1-B report detailing what needs to be fixed or added. This could range from minor form adjustments to the inclusion of critical documents such as police conduct certificates. The report aims to guide the agent on how to proceed to meet the necessary criteria.

●    Response to M1-B Report: Agents need to address the issues highlighted in the M1-B report. Depending on the nature of these issues, the adjustments may include:
○    Minor amendments to forms.
○    Submission of missing documents.
○    Providing documents that need proper authentication or certification.

Should the response to the M1-B report take an excessive amount of time, or if significant new information is introduced, the Agency may require additional due diligence fees to conduct necessary updates.

●    Advancement to M3 Stage: Once all issues identified in the M1 stage are resolved, the application progresses to the M3 stage. This stage involves an in-depth and critical review of both the application and all supporting documentation.

Step 4: Achieving Eligibility Approval

After the payment voucher is taken care of, it usually takes between 120 and 150 days to receive a decision. This timeframe doesn't include any extra steps the agent might need to take and assumes you've submitted all the necessary paperwork correctly.

The Minister makes the decision on your application. If it's approved, you'll get a letter of approval. This letter means you can go ahead and apply for citizenship either after one year or three years, depending on your chosen route.

Tips for a smooth application

To make your application process smoother, here are some helpful tips:

•  Keep Documents Well-Organized: Arrange your paperwork in the order suggested for submission. This makes it easier for the reviewing agency to go through your application.
•  Anticipate Extra Costs: Be ready for possible extra charges, especially if your application needs to be translated or certified.
•  Get Expert Advice: Ensure to select a reputable agent for your application who can offer valuable advise and guide you with the application. DZ Advisory is a licensed agent by Community Malta who can assist you with all the necessary submissions for Maltese Citizenship.

Once you’ve been confirmed as eligible to apply for naturalization by the Minister, you may apply for citizenship.
Applicants can choose to apply after residing in Malta for either 12 months or 36 months, based on their investment choice. Applications must be submitted following the end of the respective residency periods.

Understanding the Citizenship Application Process

Applying for Maltese citizenship involves submitting a detailed Citizenship Application Pack. The contents of this pack differ slightly depending on whether the applicant has completed a 12-month or a 3-year residency requirement.


Citizenship Application Pack (12 Months Residency)


For applicants who have closed the 12-month residency route should complete the following:

Agent’s Covering Letter: A letter from the agent managing the application.
Forms Required: Completion of Forms R1, S1, and T.
Affidavits for each applicant and benefactor (if applicable):
○    An affidavit stating no changes in the applicant's or dependants' circumstances since the eligibility application.
○    If changes have occurred, affidavits must be provided reflecting these changes, along with updated forms like:
■    PDFEE Form
■    SSFW Form, including recent bank statements and company documentation
■    MRQ Form
■    Evidence of a new residential address
■    Updated passports
Documentation Specificity: All documents must be dated after the end of the 12-month residency period to confirm their recency and relevance.

Citizenship Application Pack (3-Year Residency)

For those who have chosen the 3-year residency route, the application pack includes:

Agent’s Covering Letter: As mentioned above.
Forms Required: Forms R1, S1, and T must be filled out.
Comprehensive Updates and Documentation:
○    Updated PDFEE Form for each applicant and benefactor (if applicable).
○    Updated SSFW Form, including the latest bank statements and documentation related to any new or altered investments (for MA and benefactor if applicable).
○    Updated MRQ Form for each applicant.
○    Current proof of residential address.
○    Recent police conduct certificates for all applicants over 16 years.
○    Any other documents that have been updated or renewed during the residency period, such as passports or ID/Residency Cards.
Date Specification: All letters, forms, and affidavits must be dated after the 3-year residency period.


Key Points for Both Application Packs

•  Ensure Accuracy and Completeness: Verify that all required forms and documents are included and correctly filled out.
•  Date Verification: Ensure all submissions clearly show dates that confirm they were created after the respective residency period.
•   Legal Review Recommended: Due to the complexity and critical nature of these documents, having them reviewed by legal experts and reputable agents is recommended to ensure compliance and enhance the chances of a successful application. DZ Advisory is a licensed agent by Community Malta who can assist you with all the necessary submissions for Maltese Citizenship. 

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The ultimate decision to grant citizenship is made by the Minister, following a comprehensive assessment by the Community Malta Agency.


Process of Final Approval

•  Review and Due Diligence Update: The citizenship application and associated documentation undergo a final review and an update on due diligence.
•  Ministerial Decision: The Minister receives a recommendation from the Agency and makes the final decision.
•  Approval in Principle: If the Minister approves, an "Approval in Principle" letter is issued.

Steps Following Ministerial Approval

•  Official Notification: The applicant receives the letter of approval in principle.
•  Final Steps: Following the approval, further steps include proof of fulfilment of the investment conditions, the citizenship ceremony (oath of allegiance), and the issuance of the Maltese passport. 

Tips for Navigating the Approval Process

•  Follow-Up: Keep in contact with the Community Malta Agency for updates on the application status.
•  Compliance: Address any queries from the Agency promptly to avoid delays.

By ensuring strict adherence to these guidelines and preparing thoroughly, applicants can effectively navigate the final stages of obtaining Maltese citizenship. DZ Advisory remains committed to assisting clients through every step of this detailed and regulated process, including the annual compliance needed for 5 years from the date of oath of allegiance.

After receiving the Approval in Principle from the Minister, applicants must submit detailed proof that they have fulfilled all requirements for citizenship within four months. The necessary documents include:

•  Residency Confirmation: Evidence of the 12 or 36 months of residency through boarding passes or travel manifests.
•  Property Agreement: Copies of lease or purchase agreements for properties, with a declaration from the applicant promising to keep the property for a minimum of five years post-oath of allegiance. If a company signs the lease, a board resolution authorizing the signatory is required.
•  Architect's Valuation Report: A professional architect must verify that the property's rental value is consistent with current market rates and provide photos of the property’s condition.
•  Financial Investment Evidence: Records showing the investment of either €600,000 or €750,000, along with any additional fees for dependents.
•  Community Engagement: Receipts from donations to registered local charities, with an accompanying confirmation from the Commissioner for Voluntary Organisations.

The Community Malta Agency carefully examines these documents before arranging an appointment for the oath of allegiance.

Tips for Fulfillment of Investment Requirements

Organize Documentation Early: Begin collecting and organizing all required documents well before the four-month deadline to avoid any last-minute rushes and to ensure everything is properly prepared.
•  Ensure Property Compliance: When managing property-related documents, like leases or purchase agreements, make sure they fully meet the specified conditions. Consider hiring a local real estate lawyer to review all paperwork.
•  Track Financial Transactions: Maintain detailed records of all transactions associated with the investment requirement, including bank statements and receipts that clearly show the fulfillment of financial commitments.
•  Maintain Detailed Travel Logs: Keep all travel documents, such as boarding passes and travel manifests, as they are essential in demonstrating your physical presence and connections to Malta.
•  Verify Charitable Contributions: When donating to local organizations, ensure they are registered and recognized by the Commissioner for Voluntary Organisations. Keep all receipts and secure confirmation letters to include in your documentation.

To receive your Maltese passport, there is only one more step: the oath of allegiance. After submitting all necessary documents:

•  Invitation Issuance: The Agency performs updated checks and, if satisfactory, sends an invitation for the oath ceremony within five working days.
•  Ceremony Timeline: Applicants are required to take the oath of allegiance at the Agency’s office in Malta within six months after receiving the Minister's approval in principle.
•  Certificate of Naturalisation: Following the oath, a certificate of naturalisation is issued, granting you a Maltese passport.

Tips for the Oath of Allegiance

•  Preparation for the Ceremony: Learn about the oath of allegiance process and understand what is expected during the ceremony. You can consult DZ Advisory for tailored advice. 
•  Cultural Respect: The oath of allegiance is a formal and important event. Dress suitably and show respect for Maltese customs and traditions during the ceremony.

Annual Compliance

To retain their citizenship status, all new Maltese citizens must annually submit a Compliance Form for five years from their oath of allegiance date. This form confirms that the applicant continues to fulfill all requirements as outlined in S.L. 188.06. Such continuous compliance guarantees that citizens adhere to Malta’s legal and community standards.

DZ Advisory as licensed agent is available to help with the preparation and submission of these forms to ensure ongoing compliance with Maltese law.

Malta Citizenship by Investment FAQs

In order to apply for Maltese Citizenship, prospective applicants must engage with an accredited licensed Agent, approved under Agents (Licences) Regulations (S.L. 188.06) by the Community Malta Agency when applying for Citizenship through investment programmes. DZ Advisory is a top tier company which obtained license immediately since the launch of the programme by the Malta Government. Licence no.: AKM-DZAD.

In the 2024, Malta's passport ranked up to the 5th most powerful in the world. This marks its highest-ever ranking, signifying a remarkable advancement from the eighth place it occupied in the preceding year.

Yes, Malta is a member state of the European Union (EU). Malta became a full member of the European Union on May 1, 2004. As an EU member, Malta participates in various aspects of European integration, including economic cooperation, trade, and adherence to common policies and regulations. Additionally, Malta uses the euro (€) as its official currency, having adopted it on January 1, 2008.

Yes, Malta is part of the Schengen Area. The Schengen Area is a zone comprising 27 European countries that have abolished passport control at their mutual borders, allowing for the free and unrestricted movement of people within the area.

Yes, Malta allows for multiple or dual citizenship. Individuals can acquire Maltese citizenship while retaining their existing citizenship/s. Malta adopted legislation permitting dual citizenship, and as a result, individuals are not required to renounce their previous citizenship when becoming Maltese citizens. This policy provides flexibility for individuals who wish to hold citizenship in Malta along with that of another country.

Yes, upon receipt of the naturalization certificate, the applicant becomes a lifetime holder of Maltese citizenship.

Yes, you have to be 18 years old or more.

Maltese citizenship provides visa-free travel to more than 180 countries, including the USA, United Kingdom, Canada, Australia and Japan.

There are no language obligations. There is no requirement to know another particular language to become eligible for Malta Citizenship by Investment programme.

Yes, de facto partnerships are accepted as long as adequate proof of such is submitted.

To apply for the programme, you must travel to Malta to have your biometrics taken, along with any dependents aged 6 years or over.

Yes, you can add financially dependent parents over 55 years of age.

You can apply with the entire family, including financially dependent and unmarried children under 29 years of age.

Citizenship of Malta is inherited regardless of the country where the children are born.

Children born to a Maltese citizen, including those whose parents acquired Maltese nationality through citizenship by investment regulations, automatically become Malta citizens. This applies irrespective of their birthplace outside Europe. Opting for Maltese citizenship by investment not only provides political and economic freedom but also enhances educational opportunities for future generations. Many investors are motivated by the desire to create a family legacy and offer a better life for children and grandchildren when considering second citizenship in Malta.

Maltese citizenship gives you the right to reside, study and work in any of the 27 countries of the European Union. You can enjoy free access to world-renowned, public education programs in any of the EU member countries. This includes kindergarten to high school to public university.

No. Unlike other programs Malta has no requirements to invest in a business or create new jobs. Do I need to invest in government bonds? The current policy no longer requires investment in government bonds.

The investor may choose between two routes; either that of a 1 year or that of 3 years. For the shortest route, the investment is higher. The duration of each application process also depends on the swiftness of submitting the documents to the agency for each applicant throughout each stage, and the government's verification and acceptance of such documents. 

When applying for Malta Citizenship by investment, you are not required to physically reside in Malta throughout the entire application process but there is a residency requirement before citizenship is granted. During this period, applicants are expected to hold a residence permit and reside a certain amount of time in Malta.

Under the granting of citizenship for exceptional service programme, applicants are required to maintain residency for a duration of one to three years before receiving their passports, depend on the type of investment the applicant is making towards the country.

Once that you are in possession of the Maltese passport, you may visit Malta at your leisure. Do I need to buy a property or can I rent it? You have two options - purchase of immovable property (minimum value of €700,000) or rent of immovable property (minimum annual rent of €16,000).

Renting in Malta is open to EU nationals or third-country nationals with a valid long-term visa or those participating in approved Malta Citizenship or Residency programs. The rental market offers diverse, high-quality options for both locals and foreigners, spanning various price ranges.Options include cozy apartments, spacious penthouses, and luxurious villas, spanning various price ranges to accommodate different preferences and budgets.

After the lapse of the obligatory 5 year holding period, the property in Malta can be sold. During the first 5 years the property may be replaced as long as a comparable property is acquired.

Yes, upon acquiring Maltese citizenship, you would generally gain the right to vote in Malta. As a citizen, you are entitled to participate in national and European Parliament elections, as well as local elections in Malta.

No, Community Malta Agency that oversees the economic citizenship regulations in Malta, does not acknowledge Bitcoin or other cryptocurrencies as legally accepted investment currencies for financial transactions associated with immigration to Malta.

Malta holds great appeal for investor migration, offering a unique blend of island living, European standards, and a multicultural ambiance. Situated just south of Sicily, this Mediterranean archipelago is a favorable destination for immigration, renowned for its safety. With approximately 300+ sunny days annually, residents can relish a pleasant climate while experiencing the charm of island life within a modern setting.

In 2022, Malta achieved its lowest crime rate in more than 15 years. Compared to other European countries, Malta boasts a remarkably low crime rate and overall one of the safest country in Europe.

From the standpoint of global citizens and dynamic investors, Malta presents several compelling benefits:

Robust Entrepreneurial Community:

Malta hosts a well-established network of investors and entrepreneurs, drawing individuals from diverse global backgrounds. The abundance of meetups and coworking opportunities fosters a collaborative business environment.

Tranquil Lifestyle:

Life in Malta is characterized by simplicity and relaxation, with a stress-free ambiance. Ease of accommodation, minimal reliance on automobiles thanks to a great mobility infrastructure, and the serene coastal surroundings contribute to an overall laid-back atmosphere.

Favorable Tax Regime:

Malta offers one of the lowest tax regimes in the EU, particularly advantageous for investors and key stakeholders managing their own businesses. The country also maintains reasonable income tax rates and provides tax incentives for retirees.

Dynamic Nightlife Scene:

Malta boasts a vibrant nightlife, making it an appealing destination for young individuals. Abundant clubs, bars, international festivals and diverse entertainment options cater to a broad spectrum of preferences.

Hospitable Local Community:

Maltese locals are renowned for their warmth and friendliness, consistently offering assistance in various situations. Positive interactions with the local community contribute to a welcoming and inclusive environment.

Enhanced Safety:

Malta maintains an impressively low crime rate within the EU, instilling a strong sense of safety and security. This aspect is particularly noteworthy for residents concerned about personal safety.

Business-Friendly Infrastructure:

Malta serves as an optimal location for business incorporation, characterized by low minimum wages, reasonable social security provisions, access to diverse nationalities and skillsets, minimal share capital requirements, and limited restrictions on expenses.

More FAQs

There are 7 ways to become a Maltese Citizen; by birth, marriage, naturalisation, family reunification, distinguished service to the Maltese islands, by direct investment and asylum seekers.

  • Citizenship by birth or descent: A person who is born in Malta to Maltese parents or has at least one Maltese parent is automatically granted Maltese citizenship.
  • Citizenship by marriage: A person who marries a Maltese citizen for a certain period of time and meets other requirements can apply for Maltese citizenship by marriage.
  • Citizenship by naturalization: A person who has legally resided in Malta for a certain period of time, meets the necessary requirements and passes the citizenship test can apply for Maltese citizenship by naturalization.
  • Citizenship by family reunification: A person born outside Malta to a Maltese parent can apply for Maltese citizenship.
  • Citizenship by giving an exceptional service to the Maltese Islands: Maltese Citizenship is merited to those who give a notable service to the country and it is awarded by the President of Malta himself. This is the highest form of recognition and appreciation that is meticulously given to scientists, athletes, business people and remarkable political and cultural figures for their outstanding accomplishments.
  • Citizenship by direct investment: A person can acquire Maltese citizenship by making a significant contribution to the country's economy through the Granting of Citizenship for Exceptional Services (CDI also known as MEIN).
  • Asylum seekers citizenship: This is also referred to as the protected humanitarian status that is given to stateless persons and refugees.

•    Personal security

Second citizenship gives peace of mind and self-assurance in the event of unforeseen circumstances. Emergency situations also known as force majeure includes natural disasters, political instability, and market collapse, amongst other inevitable situations. Dual citizenship protects individuals amidst global instability and allows the person to live and work in another country that offers better security. Having two or more options are always better than having just one. Let us help you create your plan B.

•    Freedom of global mobility

Enhancing international mobility offers an array of benefits. In today’s modern world, where people seek to travel frequently for work, rest and other personal commitments based in another country. Travel and global mobility comfort has become a key principle in our busy lives and it offers a wealth of benefits as provided by the country itself. Maltese Citizenship allows the freedom of movement across all EU countries without the need of applying for Visas.

•    Financial stability

Financial stability may be seen from two different aspects: that of a country and that of the individual.

A country’s stability and growth are crucial for entrepreneurs, business owners and investors alike. Malta is set for higher prospects for the coming years, showing off excellent results in GDP that exceeds most of the EU states, as well as the government’s financial aid in releasing exciting programmes to support investors, such as the Malta Start-Up Programme.

On the other hand, having more than one citizenship offers more financial options, a wider range of investment prospects, as well as protection against economic unrest that may happen in any country. 

•    Citizenship for generations

The nationality law of Malta follows the principle of jus sanguinis meaning that if either one or both parents are Maltese citizens, their child or children become Maltese citizens consequently. Malta allows individuals applying for citizenship by direct investment can include their grandparents, parents and children to become citizens of Malta, since it supports a four-generation structure under the application.

  1. Application process and time frame:

    •  The applicant applies in the prescribed manner and undergo a thorough due diligence process;

    •  The whole process is divided into several successive stages, where the key ones are:

    Residence stage > Eligibility stage > Citizenship stage;

    •  The minimum residence period is of 12 or 36 months (depending on the size of the applicant’s investment);

    •  The total accumulated amount of successful applications is capped to 1,500, with a maximum of 400 applications per year.

    Investment, financial and administrative obligations:

    Investment (non-refundable):

    •  Main Applicant: €600,000 (36 months of residence) or €750,000 (12 months of residence);

    •  Additional investment for each dependent: €50,000

    •  The application can include financially dependant and unmarried children under the age of 29, as well as financially dependent parents over 55.

    Residential Immovable Property:

    •  Purchase of immovable property (minimum value of €700,000)* 

    •  Rent of immovable property (minimum annual rent of €16,000)*

    * The property must be held for 5 years from the date of obtaining the Certificate of Naturalization.

    Donation to a public organisation registered in Malta:

    •  Applicant donates: €10,000.

    Due Diligence Fees:

    •  For the main applicant: €15,000;

    •  For each dependant (12 years +) applicant: €10,000.

    For administration fees please download our fact sheet found further up on this webpage.

DZ Advisory has been a licensed agent of the Malta Community Agency for a number of years. With 10+ years of experience in the immigration and relocation field, our myriad of tailor-made consultancy services can provide the ultimate solutions for diversified families and best business solutions in a an evergrowing EU country.

DZ Advisory is a licensed agent with Licence No: AKM-DZAD

Let us help you tailor your plan in acquiring a highly regarded European citizenship by one-time investment.