Nestled in the heart of the Mediterranean Sea lies Malta, a charming European nation composed of three islands – Gozo, Comino, and the main island Malta. Boasting a rich history, stunning landscapes, and a vibrant culture, this archipelago offers a unique blend of traditional charm and modern amenities. Migrating to Malta provides an opportunity to experience its ancient temples and medieval fortresses to its bustling cities and pristine beaches, Malta captivates visitors with its diverse attractions and welcoming atmosphere.
In the words of one of our top clients “The sky is always such a glorious blue - I’ve never seen skies like these” John (name changed for privacy) is one of our top clients and he says this every time we meet for a meeting in one of the picturesque coffee shops in Valletta. Whether it’s December or August the sky is likely to be blue with Malta’s 300 days of sunshine a year. By itself this sounds like a great reason to move to Malta, but there’s more, much more.
Moving to Malta from USA can be an exciting journey into the Mediterranean lifestyle. For many US expats in Malta, the decision to relocate to Malta is driven by a variety of factors. Let’s delve into the perks you can enjoy when you start living in Malta as a US expat.
Great Quality of Life
From its delicious cuisine to its laid-back atmosphere, Malta offers a relaxed Mediterranean lifestyle that appeals to many expats seeking a slower pace of life.
Efficient and Free Healthcare System
Access to Malta's efficient healthcare system is provided at no charge, ensuring expats receive prompt and quality medical care when needed.
Malta's growing economy, particularly in sectors such as finance, technology, and tourism, provides ample opportunities for career advancement and entrepreneurship.
Safety and Security
With its low crime rate and stable political environment, Malta offers a safe and secure environment for individuals and families alike.
Fast-Track to Global Freedom
You can obtain your Maltese passport in just one year and then you can enjoy visa-free entry to 183 countries.
For US expats venturing to Malta, the relocation process involves navigating various pathways to residency and citizenship.
Options for Residency and Citizenship by investment
US expats can obtain residency in Malta through various avenues which complements their specific needs, most popular being the Malta Permanent Residence Program (MPRP) and the Global Residence Program (GRP). These programs offer residency permits to individuals and their families who meet specific eligibility and investment requirements.
Those immigrating to Malta from US can opt for citizenship through the Granting of Citizenship for Exceptional services the Granting of Citizenship for Exceptional services (MEIN / CDI). To qualify, you'll need to make a significant financial contribution to Malta's economy, involving property investments, donations, and a one-time government fee. You'll also need to hold a valid residence card, demonstrate good health, and pass due diligence checks. You can include your dependents in your initial application, and proof of sufficient income or capital is required. With an annual cap to maintain exclusivity, successful applicants gain the right to live, work, and study in Malta, along with visa-free travel within the EU.
Once you obtain residency or citizenship in Malta, there are several legal and administrative measures you'll need to address to ensure a smooth transition.
As a resident or citizen of Malta, obtaining a social security number is essential for accessing healthcare, social services, and benefits. Without a Maltese Identity card, this number is required. The application process takes about two weeks, and once issued, the number is valid indefinitely for accessing services and meeting legal obligations.
While Malta offers many benefits for expats, it's crucial to factor in the cost of living before making the move. While certain expenses, such as housing and healthcare, may be lower than in the US, other costs, such as groceries and utilities, may be higher. However, overall, Malta typically provides a more affordable lifestyle compared to the United States, with the average cost of living being about 40% lower. Still, it's essential to create a budget and plan accordingly to ensure financial stability post-move.
Valletta: Malta's capital city, known for its historic architecture, vibrant culture, and bustling waterfront.
St. Paul’s Bay: Its affordability, picturesque surroundings, and proximity to amenities, make it a popular destination among expats.
Sliema: Another popular expat hub, Sliema offers a lively atmosphere, stunning sea views, and a wide range of amenities.
St. Julian's: Known for its vibrant nightlife scene, St. Julian's is a popular destination for young professionals and expats looking for a dynamic lifestyle.
Victoria: For those seeking a slower pace of life or to retire, Victoria, Gozo’s capital city, offers this and more.
Once you've settled into life in Malta, you'll find plenty of opportunities to explore and enjoy your new surroundings. Here are some tips for making the most of your time here.
From historic sites and cultural events to outdoor activities, water sports, and nightlife, Malta offers a wealth of leisure and entertainment options. Explore ancient ruins, indulge in fine dining, and soak up the sun on sandy beaches.
For sports enthusiasts, football remains a beloved pastime, but Malta offers a variety of other activities too, including water sports and cultural festivals. Expats can also engage with the local community through multiple clubs and societies, fostering connections and enriching their experience on the island.
Malta enjoys a Mediterranean climate, characterised by hot, dry summers and mild, wet winters. When packing for your move, make sure you include lightweight clothing, sunscreen, and a hat for summer (June – September), and warmer layers for winter (November till April). Respecting local customs is advisable, especially at religious sites where modest attire is customary. For beach lovers, consider investing in dive shoes to protect your feet on rocky shores. Outdoor enthusiasts should opt for sturdy footwear for exploring scenic trails.
Malta boasts a public-financed healthcare system with hospitals, clinics, and medical facilities. Expats can access a range of healthcare services in both public and private capacities, including general practitioners, specialists, and emergency care. As an expat, you are advised to secure international health insurance for comprehensive coverage. Additionally, Malta offers a variety of wellness resources, including gyms, spas, and wellness retreats, to help you stay healthy and active.
Moving to Malta from the US will be an exciting adventure, but it’s essential to be prepared for certain challenges. Navigating the bureaucracy involved in securing residency and work permits can be time-consuming and require extensive documentation. (if this is a concern we can help - contact us) Additionally, while Malta offers a high quality of life, housing costs in popular areas can be relatively expensive.
One also needs to be aware of the fact that Malta is densely populated, in some areas, especially the fast-moving business centres this may also affect daily life. With Malta being one of the most densely populated countries in Europe, overcrowding in public spaces and traffic can cause inconvenience. One can however get anywhere relatively quickly and comfortably using local green (Bolt) taxis that turn up in under 5 mins.
Finally, dealing with local administrative processes, such as healthcare registration or setting up a business, may require patience due to waiting times. Being aware of these potential obstacles can help ensure a smoother transition to life on the island of Malta for US Expats.
A little bit of patience is certainly worth your while. A lot of expats report an improvement in their lifestyle and health. The Mediterranean diet and lifestlye is conducive to better health and more positive, laid back attitude.
Although English is one of Malta's official languages, Maltese is widely spoken and has great cultural significance. Newcomers can learn basic Maltese phrases like "Bonġu" (Good morning) and "Grazzi" (Thank you), which locals appreciate. Many community centres and online platforms provide tools for studying Maltese, and even a small effort can go a long way towards developing rapport with residents.
To expand their social network and feel more at ease, expats can join lively international communities and attend local meet-ups organised by InterNations or Malta Expat Facebook groups. Joining these organisations allows you to share your experiences, trade advice, and make new friends. Furthermore, local events such as art exhibitions, sports clubs, and language lessons provide fantastic opportunity to meet both fellow expats and Maltese residents. Networking in these spaces might help smooth the transition and make life in Malta more enjoyable.
In a nutshell, moving to Malta from the US opens the door to a dynamic Mediterranean lifestyle, abundant opportunities, and a warm, inclusive community. Dive into this new chapter with confidence, embracing all that Malta has to offer for a fulfilling expatriate experience.
DZ Advisory is a licensed agent AKM-DZAD with years of experience, and can assist with the paperwork and logistics for a successful relocation from the US to Malta. Contact us for a tailor-made solution for you and your family.