Starting a new chapter abroad often begins with one simple wish: finding a safe, welcoming place where your family can grow. The Malta Permanent Residence Programme (MPRP) makes that possible. It offers a clear and reliable way to settle in one of Europe’s most family-friendly countries while enjoying the stability, comfort, and freedom that come with EU residence.
In this guide, you’ll learn how Malta’s MPRP works for families, like who can be included, what the main requirements are, and how the programme helps you build a secure future together in Malta.
Malta has everything a family needs for a good quality of life. It’s safe, modern, and known for its friendly people.
• Safe and stable: Malta is one of the safest countries in Europe. It’s part of the EU and the Schengen Zone, with a strong and growing economy.
• Comfortable lifestyle: Families enjoy modern homes, beautiful weather, and a relaxed Mediterranean rhythm.
• English-speaking education: English is an official language, so children can study easily in both public and private schools.
• Reliable healthcare: Malta’s healthcare system is among the best in the world and offers excellent care for all ages.
• Friendly community: People in Malta value family and community. It’s easy to meet new friends and feel at home.
For families seeking comfort, connection, and opportunity, Malta offers a peaceful lifestyle with all the benefits of EU living.
The MPRP keeps families together. It allows you to include several dependents under one application, so everyone shares the same residency status and benefits.
You can include:
• Your spouse or partner: Added free of charge.
• Your children: All unmarried children under 29 years old who depend on you financially. Minor children are included for free.
• Your parents or grandparents: Both your own and your spouse’s parents or grandparents can be added, if they rely on you for financial support.
Each family member must meet the MPRP’s financial and dependency rules. This keeps the process fair while helping families live together under one residence certificate.
Getting permanent residence in Malta brings many long-term advantages.
• Right to live in Malta or Gozo: You and your family can stay in Malta as long as you wish.
• Travel freedom: Move freely across 26 European countries in the Schengen Zone.
• Education and healthcare: All family members can use Malta’s trusted medical system and English-speaking schools.
• Favourable tax system: Only income brought into Malta is taxed. Foreign income kept abroad is not taxed.
• Flexible property choice: You can buy or rent a qualifying property. You can also earn income from your property. Homeowners can rent out their homes when not in Malta, and tenants can sublet after five years with the landlord’s permission. After five years, you may rent it out when you are not in Malta.
The MPRP gives families freedom, safety, and stability while keeping close connections across generations.
Applying for permanent residence as a family is simple when guided by a licensed agent.
1. Appoint a licensed agent: Only approved agents can submit your application to the Residency Malta Agency. A company like DZ Advisory can prepare and manage everything on your behalf.
2. Gather documents: Prepare identification, proof of address, financial records, and dependency documents for each family member.
3. Translate and certify: If any document is not in English, it must be translated and certified by a notary to confirm that it’s genuine.
4. Submit the application: Pay the first €15,000 administration fee to start the process.
5. Due diligence checks: The Residency Malta Agency carries out background and financial checks to confirm eligibility.
6. Fulfil investment conditions: Once your application is approved in principle, complete the remaining steps:
Pay the remaining €45,000 administration fee.
Make the €37,000 government contribution.
Donate €2,000 to a Maltese NGO.
Buy a property worth at least €375,000 or rent one for at least €14,000 per year.
7. Health insurance: Get health insurance for all family members that covers Malta and the EU.
8. Biometric appointment: Attend a short appointment in Malta to record fingerprints and photos before the residence cards are issued.
After these steps, your family will receive five-year residence cards that can be renewed easily.
Once approved, you need to follow a few simple rules to keep your residence valid. These checks happen every year during the first five years.
• Property: Keep your qualifying property (owned or rented) for at least five years. After that, you must still have a registered address in Malta.
• Financial standing: Maintain the minimum required assets: at least €500,000 (with €150,000 in financial assets) or €650,000 (with €75,000 in financial assets).
• Insurance: Make sure everyone in the family has ongoing health insurance.
If you do not meet these conditions, your residence could be cancelled.
Move to Malta Sooner with a One-Year Residence Card
New MPRP updates allow families to relocate more quickly. By paying €15,000 and completing basic checks, you and your family can receive a temporary one-year residence card within a few weeks.
This card lets you move to Malta right away, so you can rent a home, settle in, and enrol your children in school while your main application is still being processed. After the Residency Malta Agency finishes its review, your one-year card automatically becomes a permanent residence certificate.
The Bottom Line
The Malta Permanent Residence Programme gives families a simple, safe, and reliable way to live in Europe. It offers stability, flexibility, and long-term opportunity in a country that feels like home.
Malta’s English-speaking culture, strong economy, and family-oriented lifestyle make it ideal for parents, children, and grandparents. You can enjoy all the advantages of European living while keeping your family close and secure.
If you are planning to apply, DZ Advisory can guide you through every step. Our team has over ten years of experience guiding families through Malta’s residency and citizenship programmes by focusing on accuracy, trust, and personal support at every step, so the process feels simple and stress-free.
Let DZ Advisory help you make Malta your family’s European home - a place to build new memories, find peace of mind, and look forward to the years ahead.