Malta has always been a popular choice for families, entrepreneurs, and investors who want a safe and well-connected base in Europe - and now, thanks to the latest updates to the Malta Permanent Residence Programme (MPRP) under Legal Notice 146/2025, moving here has become even simpler, more affordable, and more flexible.
In this article, we’ll explain the key changes, why they matter, and why Malta’s MPRP is one of the best residency options available in Europe.
How soon can you start living in Malta?
From 2025, you no longer need to wait months for approval before relocating. By paying €15,000 upfront, you’ll receive a renewable one-year residence card almost immediately. This lets you and your family move to Malta right away, even while your full application is still being processed.
Here’s how it works:
• The card is issued after basic background checks.
• If the application is refused, the permit is cancelled within 15 days.
• Families can enrol children in schools, rent housing, and begin living in Malta straight away.
In short, you can begin your new life in Malta within weeks, making this one of the fastest relocation options in Europe.
How much do you pay now?
The fee structure is simpler and easier to plan for:
• Administration fee: €60,000 in total, split into €15,000 at submission and €45,000 after approval.
• Contribution fee: €37,000 for the whole family, whether buying or renting property.
Previously, buyers paid €30,000 while renters paid €60,000. Now, everyone pays the same €37,000. That means renters enjoy big savings (a €23,000 drop) compared to the old system.
What does this mean for families?
Good news for families: spouses and children under 18 no longer pay any administrative fees when included under the main applicant. Previously, spouse and dependents under the age of 18 were each required to pay €10,000.
For older children (18–29), parents, or grandparents, the fee is 25% less and reduced to €7,500 per adult dependent, with no extra contributions needed. This makes the MPRP one of the most family-friendly residency programmes in Europe.
Can your property earn you income?
Yes. The reforms give you more freedom with property:
• Property owners: You can rent out your home when you’re not in Malta.
• Tenants (renting): After five years, you can sublet your property (with landlord permission), including short-term rentals, which are very popular on the island.
So now, instead of being just a requirement, property ownership or rental can become a smart income opportunity.
In today’s world, families and investors want residency options that are secure, flexible, and cost-efficient. Malta now ticks all three boxes:
• Speed & certainty: The new temporary permit allows families to enjoy the benefits of having the residency card immediately instead of waiting months.
• Affordability & simplicity: Lower and simpler fees make planning easier, especially for families.
• Extra value: Property rules now give people the chance to make rental income from their homes.
Together, these reforms make Malta’s MPRP one of the smartest residency choices worldwide.
The MPRP is strong, but Malta itself is the real attraction. Here’s why:
• Strategic EU location: As part of the Schengen Zone, Malta gives easy visa-free travel across 26 European countries.
• High quality of life: Malta is safe, politically stable, and has excellent healthcare and international schools.
• English-speaking: English is an official language, so daily life is straightforward.
• Tax benefits: Malta’s remittance-based tax system means foreign income is only taxed if brought into Malta.
• Permanent residency: Unlike short-term permits in other countries, the MPRP gives permanent residency from the start.
• Family-oriented: Spouses, children, and dependent parents or grandparents can all be included under one application.
The reforms make Malta’s Permanent Residence Programme more practical, faster, and better value than ever before. With lower costs, family-friendly rules, faster relocation options, and property flexibility, the MPRP is a top choice for investors and families looking for long-term security in Europe.
At DZ Advisory, we support you every step of the way. Our firm was co-founded by two experts who were directly involved when Malta first launched its Citizenship and Residency Programmes in 2014 and 2015. Since then, we have helped hundreds of clients successfully make Malta their new home.
So, why work with us?
• Experience you can trust: More than 10 years of proven results in residency and citizenship.
• Full solutions, not just paperwork: We also advise on tax, compliance, property, technology, and wealth planning.
• A team that speaks your language: Our advisors are fluent in multiple languages across the world.
• Customer centric: We are known for being discreet, professional service, and client-focused.
With our experienced team, we make relocation to Malta smooth and stress-free, so contact DZ Advisory today. Our expert team will guide you with confidence, helping you and your family start the next chapter of your lives in Malta with peace of mind.