DZ Advisory | News & Events

Malta Budget 2026: Building on Growth and Opportunity

Written by Ann Marie Lia | Oct 29 2025

Relocating to Malta is more than a financial decision, it’s the start of a new chapter. Visit DZ Advisory’s MPRP page or contact our team today to explore your path to a secure and fulfilling future in Malta.Why DZ Advisory:On October 27th, Malta brought out its Budget for 2026, setting out a confident vision for steady growth and long-term prosperity. For investors and families alike, the message is clear: Malta remains a strong, forward-looking economy built for opportunity.

A Foundation of Economic Resilience

In the first half of 2025, Malta's Gross Domestic Product (GDP) expanded by 3.1% in real terms, significantly outpacing the European Union and Eurozone averages of 1.4% and 1.3%, respectively. 

This robust performance is underpinned by innovation, digitalisation, and a resilient domestic market:

Economic Growth

• Malta’s economy is projected to grow 4.1% in 2025, with the same pace expected in 2026.
• Growth is supported by strong domestic consumption, a resilient services sector, and a stable business environment.
• Strategic government policies and investments continue to reinforce Malta’s competitiveness within Europe.

Digital Sector Expansion

• The digital economy is forecasted to grow 7.4%, with Information & Communication Technology (ICT) leading at 10.3%.
• Investments in AI, cloud services, cybersecurity, and digital infrastructure are driving sector growth.
• Malta’s position as a regional hub for technology and innovation is strengthening, attracting international firms.

Incentives for Innovation

• Companies can benefit from a 175% R&D tax deduction and accelerated relief for AI and digital projects.
• These incentives are designed to support startups, scale-ups, and knowledge-driven industries.
• The policies aim to encourage innovation, technological advancement, and long-term economic resilience.

Looking Ahead

• Sustained growth is expected in 2026, supported by Malta’s mix of innovation, economic stability, and investor-friendly policies.
• Continued focus on the digital economy and R&D incentives positions Malta as a competitive destination for international investment.
• The government strategy emphasizes sustainable, innovation-driven growth for the long term.

Growth is anticipated to remain strong through 2026, Malta’s mix of innovation and stability makes it a compelling choice for those seeking both lifestyle and investment value.

Residency Opportunities through The Malta Permanent Residence Programme (MPRP)

In line with this economic momentum, Malta continues to welcome global mobility through the Malta Permanent Residence Programme (MPRP), a streamlined pathway for non-EU nationals who wish to make the islands their home.

Recent refinements make the programme faster, simpler, and more flexible:
Quick relocation with an upfront payment of €15,000, applicants are eligible to receive a one-year residence card almost immediately.
Flat contribution fee, whether renting or buying property.
Reduced family costs and new property subletting options for added investment value.

These updates strengthen Malta’s position as one of Europe’s most accessible and family-friendly residency destinations.

Lifestyle and Quality of Life

Malta’s Mediterranean lifestyle is a major draw, with over 300 sunny days a year perfect for beaches, historic towns, or weekend trips to Gozo and Comino. The local cuisine blends Mediterranean, British, and North African flavors, and the islands’ compact size makes exploring easy.

Highlights for expats include:
Family-friendly: Low crime rates within a family-oriented environment.
Cultural richness: UNESCO sites and traditional feasts.
English as an official language: Simple daily life for newcomers.

While Malta offers a wonderful lifestyle, adjusting to a new country can still feel overwhelming. From finding the right neighborhood to handling legal requirements, having local guidance can make all the difference.

Choosing the right agent is key to making your move seamless. At DZ Advisory, leading licensed agent in Malta, we combine local expertise with personalised guidance to ensure a smooth relocation experience.

Why DZ Advisory:
Over 10 years of experience in Malta’s residency and citizenship programmes.
Comprehensive support, covering applications, tax, compliance, and property.
A client-first approach that makes every relocation personal and efficient.

Relocating to Malta is more than a financial decision, it’s the start of a new chapter. Visit DZ Advisory’s MPRP page or contact our team today to explore your path to a secure and fulfilling future in Malta.